Panama

Residency by Investment Program

"

Panama occupies a unique position in global trade and finance. As home to the Panama Canal, a non-substitutable global trade chokepoint handling approximately 5–6% of world maritime trade, the country plays a central role in international logistics and supply chains.

The Panama Investor Programme is a government-backed residency-by-investment solution designed for globally minded investors seeking strategic access to the Americas, tax efficiency, and long-term security.

More than just a pathway to residency, the programme offers a clear and regulated route to citizenship within five years, combined with minimal physical presence requirements and a USD-based, economically stable environment.

Investors benefit from Panama’s territorial tax system (0% tax on foreign income), strong banking infrastructure, and direct connectivity to the United States and wider Latin American markets.

Positioned as a leading international business hub, Panama provides not only a second residency, but a powerful platform for global mobility, wealth structuring, and cross-border investment growth.

Minimum Investment is USD$300,000, structured through government approved real estate:

Options include:

5 Start branded hotel developments
Income-generating suites
Luxury residential apartments

29th

Passport Ranking

138+

Visa-free countries

3-6 months

Time to residency

$300,000

Starting investment

Benefits

01

Travel Freedom

Visa-free travel to 138+ countries including the schengen area.

02

Tax Benefits

No capital gains or global income taxes

03

Family Security

Spouse, children, sibilings and elderly parents can be included

04

Education & Healthcare

Access to high-quality education for children

05

Fast-track process

Permanent Residency granted through a streamlined application

06

Physical Residency Requirement

1 visit every 2 years

07

Hassle-free Process

No language, or professional experience required

08

Access to citizenship

Eligible after 5 years of investment

Investment Options Overview

The programme currently features multiple real-estate-backed investment routes, including:

Branded Hotel & Casino Co-Ownership

Investment: USD 300,000
Co-ownership in a 5-star branded hotel and casino in Panama City
No annual yield; guaranteed buy-back after five years
Designed primarily to satisfy residency and citizenship eligibility

Individually Owned Branded Suites

Individual title deed ownership
Rental income split with professional operator
Estimated annual returns of 5–6%
One month of personal use per year

Luxury Residential Apartments

Investment range: USD 300,000–450,000
Located in Santa María, one of Panama City’s most prestigious residential districts
Full ownership with optional rental management
Estimated returns of 3–5% annually

Steps and Procedures

Step 1

CHOOSE AN INVESTMENT OPTION
Select a qualifying investment option that meets the minimum investment requirement of USD 300,000 under the Program.
PREPARE REQUIRED DOCUMENTATION
- KYC
- Copy of Passport
COMPLETE THE INVESTMENT
Sign the investment through a Promissory Sale and Purchase Agreement, in compliance with the Program’s legal framework.

Step 2-3

SUBMIT THE APPLICATION
File the residence application with the competent authorities and obtain a Temporary Identification Card.
BACKGROUND CHECKS AND VERIFICATION
The Panamanian authorities conduct background checks, and verification of the application and supporting documents.

Step 4

BIOMETRIC DATA COLLECTION
Travel to Panama to complete biometric data collection and obtain the corresponding identification cards.

Step 5-6

APPROVAL AND ISSUANCE OF THE RESIDENCE PERMIT
Upon approval, the main applicant and eligible family members are granted Panamanian permanent residency.
DEED
Execution of the Deed of Purchase by the appointed lawyers on behalf of the main investor.