– Citizenship by Investment Program –

Date of last update – Dec 2023

Malta’s Citizenship by Investment program is a direct investment scheme that grants naturalization to individuals who make a significant contribution to the country’s economy. This program offers a Maltese passport after one or three years of residency, depending on the level of investment. The program is open to most non-EU nationals, with exceptions for individuals from sanctioned countries.

The Citizenship by Naturalization for Exceptional Services program allows applicants and their families to live in Malta under residence visas while they wait for their Maltese passports to be approved and issued.

To qualify for the program, applicants are required to make a substantial investment in the country. This includes a contribution to Malta’s national development fund and the purchase or lease of property in Malta.

Travel Freedom

Visa-free travel to over 180 destinations

International Business Opportunities

Access to a reputable financial center

High-Quality Lifestyle

Right to live, work, and study in Europe

Dual Citizenship

You can hold Maltese citizenship alongside your original citizenship

Family Security

Automatic Maltese citizenship for your descendants

World-class Education

Access to top international universities

Premium Healthcare

Access to healthcare clinics and hospitals

Strong Second Passport

One of the most powerful passports in the world

Book a Complimentary Consultation

Our team will help you navigate through the best programs suited for your business and personal needs, ensuring that you successfully obtain travel & financial freedom.



Malta’s Individual Investor Program (MIIP) requires making the following investments: EUR 650,000 to the National Development and Social Fund for the main applicant plus contribution for spouse and minor children of EUR 25,000 each.  Contribution for dependent children 18 to 26 years or dependent parents above 55 years of EUR 50,000 each.

The applicant must retain a residence Malta for the period of 5 years, whether by purchasing a real estate property for the minimum value of EUR 350,000 or by leasing a property starting at EUR 16,000. Lastly, the applicant must make a deposit of EUR 150,000 in Government approved financial instruments (Government Bonds), which should also be maintained for a 5-year period.

Principal applicant ……………………………………€650,000
Spouse ……………………………………………………..€25,000
Each Dependant Child 0-17 years ………………..€25,000
Each Dependant Child 18-26 years ………………€50,000
Each Dependant Parents above 55 years ………€50,000

Real Estate
Purchasing a real estate property for the
minimum value …………………………………………. €350,000

Government Bonds
Government approved financial instruments ….€150,000

*Plus government processing fees and due diligence fees


Firstly you will need to sign a retainer agreement for KB Group to act as your advisor for application, due-diligence & legal processes.

We will prepare your supporting documents and files and a Residency Card fast-track to prepare you for a visit with a Maltese Consul. Here you will sign your documents before beginning the citizenship application. There will then be a 4 month background check before the in principle approval.

After approval and reviewing properties and conducting due diligence with developers you should then select a property/properties with a minimum value of €350,000 if in Malta or enter into a 5 year rental contract for at least €16,000 p.a.

Additionally you will need to contribute €650,000 to Malta with the addition of a 5 year €150,000 bond investment. Spouses and children must contribute €25,000 and unmarried children from 18-26 years and dependent parents must contribute €50,000. You will also need health insurance and evidence of high income an capital throughout.

These fees can be transferred into an approved Escrow account. This has a 100% refund status assigned to it, depending on your approval or rejection. After the transfer you should then submit the application for permanent residence & citizenship with any supporting documentation. There will be a 4-month compliance period during which the bonds and property investment can be made. The contribution has only a 25 day compliance period.

Permanent residency will be issued 12 months after your final payment.

Get In Touch

Get a Call back from our Immigration Advisors today!